Privacy Policy

 

 Jarvad Group Privacy Policy (the “Policy”) explains how we collect, use, store, share, and safeguard your information when you use the JardX mobile application, website, and related services (together, the “Services”). This Policy is a legally binding contract between you, the individual end user (collectively, “You” or “Your”) and Jarvad Property Limited (“JARVAD”, “us” or “we”, “Jarvad Platform” or the “Company” or “JARVAD GROUP”) and its affiliates and applies to Your use of all services provided by or on behalf of JARVAD in connection to the application (the “JardX App Services” or “Jarvad Website”).

We are committed to protecting your privacy and handling your personal data in a transparent, secure, and lawful manner.

By using Jarvad Platform, you agree to the practices described in this Privacy Policy.

 

1. INFORMATION WE COLLECT

We may collect the following categories of information:

1. Personal Information

• Full name, email address, phone number, date of birth, residential address
• Identity documents (e.g., BVN, government-issued ID, proof of address) for verification and regulatory compliance
• Payment and banking details when you fund or withdraw from your investment plans

1. Transactional & Usage Data

• Records of your subscriptions, contributions, withdrawals, and transactions
• Log-in credentials and activity on our app/website
• Device and technical data (IP address, browser type, device model, OS, app version, cookies, etc.)

1. Optional Data

• Referrals or feedback you provide
• Communications with our customer service

 

2. HOW WE USE YOUR INFORMATION

We process your personal information to:

1. Provide and manage your use of JardX products (JardKidz, JardFarmz, JardHouz, JardPartner, etc.)
2. Verify your identity and comply with regulatory.
3. Process payments, contributions, and withdrawals
4. Improve our Services and tailor user experience
5. Communicate updates, offers, and relevant information
6. Detect, prevent, and respond to fraud, misuse, or security risks
7. Maintain business records for audits, compliance, and dispute resolution

 

3. LEGAL BASIS FOR PROCESSING

We process your data under:

• Contractual necessity – to provide the Services you signed up for.
• Legal obligation – to meet requirements of relevant Nigerian laws
• Legitimate interest – to improve our services and protect against misuse
• Consent – for optional marketing communications

 

4. HOW WE SHARE YOUR INFORMATION

We do NOT sell your personal information. However, we may share your data with:

• Regulatory authorities when legally required
• Trusted third-party service providers (payment processors, IT/cloud providers, verification agencies)
• Partner estates, vendors, or contractors where necessary for your chosen plan
• In case of mergers, acquisitions, or corporate restructuring

All third-party processors are contractually bound to protect your data.

 

5. DATA STORAGE & SECURITY

• Your data is stored on secure servers located in Nigeria and/or internationally, in compliance with NDPR and GDPR requirements.
• We implement strong technical, organizational, and administrative security measures (encryption, firewalls, access control, regular audits).
• Only authorized personnel have access to your personal data.

 

6. DATA RETENTION

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Policy or as required by law (e.g., minimum 5 years for financial records).

 

7. YOUR RIGHTS

Depending on your jurisdiction (NDPR, GDPR, CCPA), you have the right to:

• Access the personal data we hold about you
• Correct or update your information
• Request deletion of your data (“Right to be Forgotten”)
• Restrict or object to processing
• Withdraw consent at any time (for marketing communications)
• Request data portability

To exercise these rights, contact us at jarvadsi@gmail.com.

 

8. COOKIES & TRACKING TECHNOLOGIES

The JardX app/website may use cookies, analytics, and similar technologies to enhance user experience and monitor app performance. You can manage cookie preferences via your browser/app settings.

 

9. CHILDREN’S PRIVACY

JardX does not knowingly collect personal data from children under 18, except under parental/guardian consent (e.g., JardKids plan). Parents/guardians remain responsible for supervising participation in our services.

 

10. INTERNATIONAL DATA TRANSFERS

Where data is transferred outside Nigeria, we ensure adequate safeguards (standard contractual clauses, secure transfer protocols) in compliance with GDPR and NDPR requirements.

 

11. UPDATES TO THIS POLICY

We may update this Privacy Policy periodically. Updates will be posted on the JardX app and website with a revised “Last Updated” date.

 

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Last Updated:

20 September, 2025