Jarvad User Agreement
1.1. Jarvad Platform Terms & Conditions (the “Conditions”) is a legally binding contract between you, the individual end user (collectively, “You”, “Client”, “Customer” or “Your”) and Jarvad Property Limited (“JARVAD”, “us” or “we”, or the “Company” or “JARVAD GROUP” or “Platform”) and its affiliates and applies to Your use of all services provided by or on behalf of JARVAD in connection to the application (the “JardX App Services” “Jardx.com.ng”, or “Jarvad website” or “www.jarvadgroup.com”).
1.2. By (i) clicking “I Accept” or a similar affirmation as it appears below, or (ii) accessing the application (the “JardX App”); You acknowledge and agree that You shall be bound by the Conditions. If at any time You do not agree to the terms of the Conditions, You must immediately terminate all use of JardX App.
1.3. JardX App is a digital wealth creation platform empowering families to grow wealth through real estate, agriculture, and other secure opportunities. It is limited to personal use and the content contained therein may not be copied, modified, duplicated or distributed in any form or for any reason.
1.4. JARVAD reserves the right to modify the terms of the Conditions, any Terms of Use and other policies at any time by posting an updated version. JARVAD will change the Conditions by posting a new version at such URL, so please continue to review the Conditions from time to time. To the fullest extent permitted under applicable Law, Your continued use of the JardX App Services and JardX App after any such modification constitutes Your acceptance of the Conditions as modified and Your agreement to be bound by same. If You do not agree to any modification of the Conditions, You must immediately stop accessing JardX App and the JardX App Services.
1.5. Capitalized terms which are not otherwise defined herein are defined in Appendix 1.
2.1 In order to use JardX App, You must register and create an account. You must select a username, email address and password to enable You to use JardX App and related Materials.
2.2 By choosing to register, you hereby authorize Us to collect and use the account information (which may include personal information such as the real names, dates of birth, identification card or passport numbers, residential addresses, email addresses, phone numbers, etc. of company officers, representatives, shareholders and board directors, etc. (“Personal Information”). You are responsible for providing accurate registration information and for keeping your registration information up to date in the event of any changes. We may verify your registration information and such other information as deemed appropriate by us. You agree to provide all necessary information and render all reasonable assistance and cooperation that we may require in order to complete the verification. The information you provide will be used to determine if you are eligible to begin and/or continue to use the JardX App Services. We reserve the right to limit or suspend your access to JardX App in the event we are unable to obtain or verify your information.
2.3 You further understand that JARVAD may transfer the information You provide us to third parties and Affiliates assisting JARVAD in the provision, administration and management of, and in evaluating Your eligibility for your registration.
3.1 You shall be solely responsible for: a) maintaining the confidentiality of Your username and password; b) all transactions and activities that occur under Your username and password; and c) any and all consequences of use or misuse of Your username and password.
3.2 Your username and password are unique to Your use of JardX App and You shall not share, assign or permit the use of your username and password to other persons. You acknowledge that sharing of Your username and password with other persons (“Multiple Use”) may cause irreparable harm to Us or Our Affiliates and You shall indemnify Us or Our Affiliates against any loss or damages suffered by Us or Our Affiliates as a result of such Multiple Use. If a Third Party accesses JardX App using your username and password, We will treat this as if you have authorized such use and You will be responsible for any activity carried out thereunder. You undertake to notify us immediately of any unauthorized use of or access to JardX App or any other breach of security.
The contents of JardX App and website, including its “look and feel” such as text, graphics, images, logos and buttons icons, editorial content, notices, software (including HTML-based computer programs) and other material, are protected under Nigerian law. These contents belong or are licensed to JARVAD. We hereby grant you the right to view and use the site subject to this Agreement. You may download or print a copy of the information site contains for your personal, internal and non-commercial use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any other purpose is expressly prohibited without JARVAD’s prior written consent.
You understand all investments carry risk. Users accept that returns may vary due to market, regulatory, and economic factors. While JardX offers structured products, we do not provide absolute guarantees of profit. Information provided on JardX is for educational and informational purposes only. It does not constitute legal, tax, or financial advice. JARVAD, the authors, the publisher, and Our Affiliates assume no responsibility or liability for your business activities and Your expected returns on them on JardX platform. Factual statements on the platform are made as of the date stated and are subject to change without notice. It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable or that they will not result in losses. Past results of any individual User published by Company are not indicative of future returns by that User or system, and are not indicative of future returns which be realized by You.
In addition, the indicators, strategies, columns, articles and all other features of Company’s products (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice. Such set-ups are not solicitations of any order to buy or sell. Accordingly, you should not rely solely on the Information in making any payment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow You to form Your own opinion regarding doing business. You should always check with your licensed financial advisor to determine the suitability of any plan.
Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners and the owners retain all legal rights. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by the Company.
6.1 You will use Jarvad Platform in good faith and in compliance with all applicable laws and regulations.
6.2 The information and material you provide in connection with the use of JardX is true, lawful and accurate, and is not false, misleading or deceptive.
6.3 You shall not use Jarvad Platform for any illegal activities or in a manner that may result in complaints, disputes, claims, penalties or other liability to Us, other users or third parties or may be regarded as an abuse of Jarvad Platform.
6.4 If We, in our sole discretion, believe that You may have engaged in the above restricted activities, We may suspend or restrict your access to JardX, or terminate the Conditions and refuse to provide access to JardX to you.
7.1 Eligibility: You must be 18 years of age or older to make any deposit or withdrawal within the JardX App or any Jarvad Group platform.
7.2 Source of Funds: By initiating a deposit, You represent and warrant that all funds provided originate from legitimate and lawful income sources, and do not contravene any applicable laws or regulations.
7.3 Deposit Charges: All charges or fees associated with making deposits are solely your responsibility and shall be borne entirely by You.
7.4 Withdrawal and Refund Charges: A 30% charge shall apply to all (a) Premature withdrawal requests; (b) Refund requests;
(c) Withdrawals relating to deposits made for the purchase of any Jarvad Group land; and (d) Withdrawals relating to subscriptions to any Jarvad Group package, plan, or scheme.
7.5 Refund Timeline: Where a withdrawal or refund request is approved by the Board, such approved request will be processed and honoured within ninety (90) days from the date of approval.
8.1 Site Inspection Obligations
8.1.2 You are entitled to at least one scheduled site inspection at no cost, provided such inspection falls within designated inspection days published by Jarvad.
8.1.3 Additional or private inspections outside scheduled days may attract standard inspection fees, N30,000 per person. If a prospect makes an initial deposit for any of our estate locations, such customers can be given preference to visit the site and upon visiting the site he so wish not to go further in purchasing the site within seven days, the N30,000 will apply within this period. If you make this decision after the seven days period, the N30,000 inspection fee will be deducted from your deposit and our 30% withdrawal/refund charge will also be applied.
8.1.4 Failure to attend scheduled inspections does not invalidate your purchase, but may affect allocation timelines.
8.2 Land Purchase
8.2.1 For any installments, clients are expected to make a monthly payment for the period at which the payment will lapse. Three times default attracts 10% fine on the value defaulted.
8.2.2 If a customer defaults or could not to finish payment within a specified period of time, the price of the land will automatically be adjusted to the current value of the land.
8.2.3. For any of our Housing Scheme subscribers who could not meet up their payments, they could write for a 30 days extension to pay up prior to the expiration of stated payment timelines. Inability to meet up after this period, such property will be valued at he the current price and 10% will apply to any payment defaulted
8.2.4 Upon completion of Land Payment You shall get:
8.3 Documentation/Allocation Requirements
8.3.1 Upon purchase of any parcel of land from Jarvad Property Limited, You shall provide all necessary personal and transactional information required to commence documentation, including valid identification and any other documents requested by Us in compliance with applicable laws.
8.3.2 Documentation fees—including survey plan, deed of assignment, and perfection of title—are borne solely by You, unless otherwise expressly stated in writing.
8.3.3 Jarvad Property Limited shall process documentation in accordance with applicable Nigerian land administration procedures, subject to timelines of relevant government agencies.
8.3.4 Upon payment for Documentation, YOU shall get:
8.3.5 Allocation shall be conducted through physical or digital means, and an Allocation Letter shall be issued as evidence of your assigned plot.
8.3.6 Jarvad reserves the right to adjust allocation dates based on estate layout readiness, accessibility, infrastructure works or government-related approvals.
8.3.7 Non-compliance with payment schedules may result in delayed allocation until all outstanding obligations are fulfilled.
8.4 Development Guidelines
8.4.1 All development activities on allocated land must comply with estate guidelines, local building regulations, and environmental standards applicable within the relevant State or Local Government Area.
8.4.2 No construction is permitted without an approved building plan and confirmation of full compliance with estate development regulations.
8.4.3 Development levies (if applicable) shall be clearly communicated and must be fully paid prior to commencement of any permanent structure.
Upon paying for the developmental fees. Customer shall ensure that they have / get
8.4.4 Jarvad reserves the right to halt or restrict any development that violates approved guidelines or endangers the structural, environmental, or communal integrity of the estate.
9.1 JARVAD and its Affiliates may collect, transmit, maintain, process, share, disclose, and use information provided by You. The JARVAD Privacy Notice describes how the platform collects, transmits, maintains, processes, shares, discloses, protects and uses Personal Information, including in connection with any news and updates sent to You by email.
9.2 You understand and acknowledge that, to the extent permitted by applicable law, any data You provide to Us in connection with the Conditions may be shared with Our Affiliates in order to perform the obligations under the Conditions and for the purpose of providing You with JardX App Services and/or other related services in line with the JARVAD Privacy Policy.
Notwithstanding any limitations described elsewhere in the Conditions, We may establish general practices and limits concerning use of JardX App. We reserve the right to change, suspend or discontinue any aspect of JardX App at any time, including availability of JardX App or any JardX App feature, without notice and without liability. We also reserve the right to impose limits on certain JardX App features or restrict access to some or all of JardX App features without notice and without liability or to terminate or suspend your use of JardX App without notice and without liability.
11.1 You agree to hold all Confidential Information in strict confidence, not to disclose, distribute or disseminate the Confidential Information or information derived therefrom in any way to any third party and not to use the Confidential Information for Your own benefit or the benefit of others, or for any purpose except in connection with the prescribed use of JardX platform, the exercise of Your rights and Your performance of Your obligations further to the Conditions.
11.2 You agree to ensure the protection of all Confidential Information from unauthorized disclosure and in any event, to take precautions at least as great as those taken to protect Your own information of a similar nature, but in no event less than the equivalent of a reasonable degree of care.
11.3 You acknowledge that breach of this Section may result in irreparable harm to JARVAD, for which money damages may be an insufficient remedy, and therefore JARVAD will be entitled to seek injunctive relief to enforce the provisions of this section without requirement of posting a bond or providing special evidence.
11.4 Your obligations under this “Confidentiality” section will not apply to Confidential Information to the extent that You can establish that such Confidential Information:
If You are unable to use JardX App as a result of improper operation of the systems due to any of the following reasons, You agree you will not hold JARVAD and our affiliates liable for:
13.1 You expressly acknowledge that computer network-based services may be subject to outages, interruptions, attacks by third parties and delay occurrences. JARVAD specifically disclaims all representations, warranties, and conditions whether express or implied, arising by statute, operation of law, usage of trade, course of dealing, or otherwise, including but not limited to, warranties or conditions of merchantability, fitness for a particular purpose, non-infringement, or title.
13.2 All such warranties, representations, conditions, undertakings and terms, whether express or implied, are hereby excluded.
13.3 JARVAD assumes no liability or responsibility for any inaccurate or incomplete information or claims that may result from reliance on such information. Without limiting the foregoing and for avoidance of doubt, JARVAD, its Affiliates, and their respective licensors, shall not be liable for, and hereby expressly disclaim any liabilities and warranties with respect to, any Third-Party components of Materials.
14.1 You agree that all risks arising from your use of JardX App will be borne by you.
14.2 JARVAD makes no warranty regarding JardX App under the Conditions, including but not limited to: a) JardX App features will meet your requirements; b) JardX App availability will be uninterrupted, timely or error free; or c) any products, information or material obtained by You in connection with JardX App will meet your requirements.
14.3 To the full extent permitted by law, JARVAD and our affiliates shall not be liable for any indirect, consequential, incidental, special or punitive damages, including without limitation damages for loss of profits or revenues, business interruption, loss of business opportunities, loss of business, injury to business reputation or goodwill; or cost of procurement of substitute services, loss of data or loss of other economic interests, whether in contract, , negligence, tort or otherwise, arising from your use of or inability to use JardX App.
14.4 JARVAD does not exclude or limit our liability to You in any way where it would be unlawful to do so. To the extent permitted under applicable law, in no event will the JARVAD Parties’ total cumulative liability to you, whether arising in tort (including negligence), contract or otherwise, arising out of or relating to the Conditions, exceed a total of ten US Dollars ($10).
You agree to indemnify JARVAD and Our Affiliates and Our employees, directors, officers, agents and representatives and to hold them harmless, from any and all losses, damages, actions, claims and liabilities (including legal costs on a full indemnity basis) which may arise, directly or indirectly, from Your use of JardX App or from Your breach of the Conditions.
It is the policy of JARVAD to prohibit and actively pursue the prevention of money laundering and any activity that facilitates money laundering or the financing of terrorist or criminal activities. JARVAD is committed to anti money laundering compliance in accordance with applicable law and requires its directors, officers and employees to adhere to these standards in preventing the use of its products and services for money laundering purposes.
17.1 The Conditions shall be governed by with the laws of the Federal Republic of Nigeria without regard to conflict of law principles.
17.2 You irrevocably consent that any dispute or claim arising from or in connection with the Conditions or your use of JardX App, will be resolved through amicable negotiations.
17.3 If such dispute is still not resolved within fourteen (14) days of the date of the initial reference (or such longer time as the parties may jointly agree) either party may give to the other party a notice that a dispute or difference exists, specifying its nature, the point(s) in issue and its intention to refer the dispute to mediation at the Lagos Multi-Door Court House.
17.4 If the parties fail to resolve such dispute or difference by mediation within a period of fourteen (14) days from the date upon which such notice was referred to mediation, or such longer time as parties may jointly agree, any party may refer the dispute to be settled by arbitration in accordance with the Arbitration and Conciliation Act Cap A18, Laws of the Federation of Nigeria 2004. In the event that the parties are unable to agree on the appointment of the arbitrator within fourteen (14) days from the date of the referral to arbitration, such appointment shall be made by the President of the Lagos Court of Arbitration and the arbitration shall be administered by the Lagos Court of Arbitration. Unless the parties agree otherwise, the arbitration shall be conducted in English and in Lagos, Nigeria.
18.1 If any provision of the Conditions is held to be invalid or unenforceable, such provision shall be deleted and the remaining provisions shall be enforced.
18.2 Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.
18.3 Any failure by JARVAD to exercise any of Our rights under the Conditions shall not constitute a waiver of such right or a waiver with respect to subsequent or similar breach. A waiver shall be effective only if made in writing.
18.4 JARVAD shall have the right to assign the Conditions (including all of our rights, titles, benefits, interests, and obligations and duties in the Conditions) to any of Our Affiliates and to any successor in interest. JARVAD may delegate certain of its rights and responsibilities under the Conditions to independent contractors or other Third Parties. You may not assign or delegate, in whole or part, the Conditions to any person or entity.
18.5 The rights, duties and/or obligations of JARVAD under the Conditions may be exercised and/or performed by JARVAD and/or any of JARVAD’s Affiliates, or any of their subcontractor and/or agents. All liabilities arising under or as a consequence of the Conditions, whether arising from the acts or omissions of JARVAD or any of JARVAD’s Affiliates, or any of their subcontractors and/or agents, shall be solely by JARVAD and/or any of JARVAD’s Affiliates. You agree to bring any claim and/or action relating to the foregoing against JARVAD only and not against any of JARVAD’s Affiliates, or any of their subcontractors and/or agents.
18.6 The parties are independent contractors and nothing in the Conditions shall make them joint ventures, partners, employees, agents or other representatives of the other party. Neither party shall make any representation that suggests otherwise.
18.7 You agree that all notices to You may be given electronically, sent to the electronic mail address provided by or for You during the registration or posted within JardX App.
18.8 You agree that all notices to JARVAD shall be sent by certified or registered mail, return receipt requested, to the following address: jardvadsi@gmail.com
18.9 JARVAD will not be liable to You for any losses arising out of the delay or interruption of JARVAD’s performance of obligations under the Agreement due to a Force Majeure Event.
JARVAD has no obligation to provide support, maintenance, updates, upgrades, modifications or new releases to JardX App or of any Materials (“Updates”). Where JARVAD does elect, in its sole discretion, to provide any Updates, the Conditions will govern such Updates.
APPENDIX – DEFINITIONS
“Affiliates” means, for purposes of the Conditions, any entity that is controlled by, or is under common control with You. With respect to JARVAD, “Affiliates” or “JARVAD Affiliates” shall mean and include all affiliates and subsidiaries of JARVAD within the JARVAD group.
“JardX Services” or “Services” means all services provided by or on behalf of JARVAD or its Affiliates, in connection to JardX App.
“Community” means the message board or other means provided in connection with JardX App to allow You to post messages, upload content and/or otherwise communicate with other users.
“Confidential Information” means any and all data, reports, records, correspondences, notes, compilations, studies and other information disclosed, directly or indirectly, by a disclosing party or any of its representatives, officers or employees to a receiving party, or the business activities of the disclosing party or any affiliate of the disclosing party or any of their business activities (actual or proposed), whether such information is disclosed orally, in writing, in machine readable form or by any other means, regardless of whether such information is identified as confidential, and includes without limitation, any information ascertainable by inspection.
“Materials” means all documentation, materials, and tools made available to You via JardX App.
“Privacy Notice” means the JARVAD Privacy Notice at https://www.jarvadgroup.com/privacy-policy/
“Terms of Use” means all applicable obligations, requirements, policies, guidelines, rules of conduct, terms and conditions of use (including those set forth in the Conditions).
“Third Party” means an entity or person other than JARVAD, You, and Your or JARVAD’s Affiliates.
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Last updated:
20 September, 2025
Jarvad Group is a fully Nigerian-owned consortium incorporated under the Company and Allied Matters Act 2004. Our business operations provide top of the range solutions in agriculture, real estate, logistics, procurement, hospitality and travels & tours.
© 2023 All Rights Reserved Jarvad Group
5, Adebayo Ogunrombi Close, Ogudu GRA. info@jarvadgroup.com
Calls: 09167757728
Whatsapp: 07032664450
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